How we comply with the law as a Credit Reporting Agency (CRA)
FCRA Compliance
The Fair Credit Reporting Act (FCRA) is designed to protect individuals by promoting accuracy, confidentiality, relevancy, and proper use of information in the hands of Consumer Reporting Agencies (CRAs). Most CRAs are credit bureaus that gather and distribute financial history on a consumer. Pre-employment screening companies, such as USA Background Search, are also regulated by the FCRA.
Our clients are required to comply with the FCRA as well, so that is why we offer free resources to help you stay in full compliance:
- Pre-Adverse Action Letters
- Adverse Action Letters
- Summary of Consumer's Rights under the FCRA
ADA Compliance
USA Background Search operates in compliance with the Americans with Disabilities Act (ADA), which prohibits employers from discriminating against people with disabilities who are qualified to perform essential job functions.
EEOC Compliance
The US Equal Employment Opportunity Commission
